Have You Had Credit Challenges?
Our Finance Team at Pre-Owned Cars Cumming Wants to Help You
If you have experienced credit challenges in your past or you have a limited credit history, it can feel like the deck is stacked against you when you are trying to buy or lease your next vehicle. We understand that this can be a frustrating experience. Our dealership also knows that it can feel like no one wants to help you.
Luckily, that is not the case. The finance center at Pre-Owned Cars Cumming, located at 740 Peachtree Pkwy, Cumming, GA is experienced with helping folks with unique credit situations with their goals of car ownership. Unlike a Buy Here, Pay Here dealership, we have many resources at our disposal to help you improve your credit standing.
Let Our Finance Staff Help You Overcome Obstacles
Whether you have credit challenges or no credit at all, it can seem like there is no path toward getting an affordable car loan or lease. The finance center at Pre-Owned Cars Cumming makes it its mission to assist you in finding the solutions you need to drive home in your new car.
In the past, our dealership has assisted many folks with their goal of overcoming their credit challenges to get behind the wheel of a new vehicle. Does any of the below sound like you:
- Have you had a foreclosure in your history?
- Experienced a repossession in your past?
- Have a limited credit file?
- Are you newly divorced?
- Did you file for bankruptcy?
- Does your past include a history of late payments?
Our finance center will do what it can to help you overcome these issues and find a budget-friendly auto financing solution that checks all of your boxes.
What Should You Bring to Our Dealership When You Are Applying for Credit?
Being prepared can help the team at Pre-Owned Cars Cumming assist you with getting into the driver's seat of a vehicle that meets all of your lifestyle and budget needs. Our many years of experience in the world of auto finance have taught us that having certain information will help increase the odds when it comes to getting you approved for an auto loan or lease.
When you come to our dealership looking for your new ride, you should bring the following items:
Valid Driver's License
Your valid driver’s license or state-issued identification card
blah blah blah
Proof of Income
Proof of income, like your most recent paystubs or tax returns, if you are self-employed
blah blah blah
Proof of Residence
Proof of residence, like a recent utility bill showing your name and address
blah blah blah
Insurance Information
Our dealership will use this to help you secure coverage for your new vehicle
blah blah blah
Personal references
Bring the names, addresses, and phone numbers of three people who can vouch for your reliability
blah blah blah
Down Payment
If you have any money to put down on your new vehicle, it may help with getting you approved
blah blah blah
- The title of any vehicle that you plan to trade
- Any applicable bankruptcy discharge paperwork
- An authorization letter from the court if you are in Chapter 13 bankruptcy
- Any applicable documents from a cosigner if you plan on using someone for this purpose
Apply for Credit with the Finance Center at Pre-Owned Cars Cumming
The first step toward a new or used vehicle from our dealership can begin from the comfort of your own home. We have an online credit application that will begin the process of the purchase or lease of your next vehicle. Begin completing this form online, so the finance experts at Pre-Owned Cars Cumming can start working with our lending partners to try to get you approved for your car financing today.